Long term care insurance policies cover all or a portion of a resident’s stay in a long term care facility. Long term care insurance goes beyond medical services and nursing care to include all the assistance required for chronic illnesses or disabilities that may leave a resident unable to care for his/her self for an extended period of time.
Long term care insurance policies offer coverage to supplement what is covered by Medicare and/or Medicaid. These policies vary greatly and require that residents meet very specific eligibility standards before any benefits are paid out. Policies vary depending on coverage and service limitations.
Please contact us with any questions concerning payment and billing policies. The Wingate staff is happy to assist you.